July 21, 2016
1. What to do if your credit, ATM, or debit card is lost, stolen, or used fraudulently. If you lose a card or if you notice a fraudulent charge on your statement, call your card issuer immediately to let them know. The Federal Trade Commission recommends that you also write a letter to the card issuer to confirm when you reported the problem by phone. Send your letter by certified mail and ask for a return receipt. Keep records of all of your communications.
2. How to protect your credit, ATM, and debit cards and account info. The Federal Trade Commission offers these tips:
3. What to do if your identity is stolen. If you suspect that someone is using your personal information fraudulently, the Federal Trade Commission recommends that you do three things immediately:
The website IdentityTheft.gov can guide you through the steps you may need to take to recover your identity.
Hosting a holiday party for your staff is one of the best ways to show them you care—while also creating some meaningful, team-driven memories. Follow our tips below for hosting a memorable soiree that doesn’t push your stress or your budget past your limit.
If you have retirement on your mind, the big question is this: Are you in a financial position to do so? While nothing replaces the advice of a seasoned advisor, you can take your first step to answering this question by applying a simple 5-step calculation.
If you’re not a fan of Black Friday chaos—you know…the crowds, the rush, the relentless search for a parking space—then ditch the onsite shopping this year while still enjoying the sweet deals.