July 21, 2016
1. What to do if your credit, ATM, or debit card is lost, stolen, or used fraudulently. If you lose a card or if you notice a fraudulent charge on your statement, call your card issuer immediately to let them know. The Federal Trade Commission recommends that you also write a letter to the card issuer to confirm when you reported the problem by phone. Send your letter by certified mail and ask for a return receipt. Keep records of all of your communications.
2. How to protect your credit, ATM, and debit cards and account info. The Federal Trade Commission offers these tips:
3. What to do if your identity is stolen. If you suspect that someone is using your personal information fraudulently, the Federal Trade Commission recommends that you do three things immediately:
The website IdentityTheft.gov can guide you through the steps you may need to take to recover your identity.
According to the commission's online claims process, those whose personal information was exposed can opt for 10 years of free credit monitoring, which breaks down as follows: Four years via the three major credit bureaus (Equifax, Experian and TransUnion) and six years specifically through Equifax.
With all the tax law changes this year, be sure that you are getting your just deductions in the coming tax season. That is, qualifying deductions that fall under the Child and Dependent Care Credit. According to tax giant and trusted resource Intuit, here’s the skinny…
These days, we seem to have endless articles on IT security while traveling, but far fewer on physical safety. Because summer can be big travel months for many businesses, we put together the following list of tips to help keep you safe while away from home.